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Restaurant Insurance

from The Williams Company

Restaurant Insurance

As North Carolina natives, the owners of The Williams Group know a lot about good, old-fashion southern cooking. We also know that local restaurant owners need to be free to run their businesses without concern over employee safety, liability issues or natural disasters that can threaten their livelihood. That’s why we provide customizable business insurance plans specifically for restaurants. Whether you own a small greasy spoon, a popular franchise, a pizza delivery place, a food truck or an ethnic restaurant, we can help you find the best value on coverage for your food service.

The Insurance You Need

Like most businesses, large or small, your restaurant is required by law to have certain insurance coverage. The type of food service you offer and the number of workers you employ will influence the amount of coverage and type of policies you need. The Williams Group works with several different insurance carriers in order to provide custom policies for a broad range of local restaurants. Available policies include

  • Workers compensation coverage to help restaurants meet legal requirements for employee protection
  • General liability insurance to protect daily business activities
  • Property coverage
  • Identity theft coverage to protect against fraud
  • Valuable papers coverage
  • Loss of income insurance
  • Commercial vehicle insurance to protect a fleet of restaurant-owned vehicles or employee-owned vehicles used for company business

Depending on the type of food service business you own, you might be required by law to carry other, specific types of restaurant insurance. We cover

  • Catering companies
  • Diners
  • Bars and lounges
  • Nightclubs
  • Cafés
  • Delis
  • Fast-food restaurants
  • Food delivery
  • Pizza places
  • Cafeterias
  • Other food-oriented business

Experience You Can Count On

The Williams Group has been doing business locally since 1983. All of our agents remain up-to-date on the most current laws and regulations governing restaurant and small business insurance. Let us do the research for you. We’ll turn to our network of insurance carriers to get the best policy options and discounts for your restaurant. Meanwhile, you can get back to dishing up delicious food and making your own customers happy.

For more information, call us today or fill out the convenient form to get an online quote.